Monday, August 25, 2008

Plan Your Financial Future with Bills IQ

Bills IQ is an online service that can give you some Debt help. I took the Bills IQ test and my score was a 69, which is a D. Not so good of a score.

What I learned from the Bills IQ test is that, I should look into Debt consolidation so that I could maybe get some Debt relief.


Bill IQ also made me think about how I should think of the future when it comes to my family's and my financial future. Some of the Personal Tips and Advice they gave me after I took the test were very helpful. As far as retirement I should have a plan in place to achieve retirement for my husband possibly even at age 62. If we had a savings and investment plan in place and lived by it maybe my husband could retire by 62.

Also another thing to consider for my financial future is my children's education. I need to start a fund for their future. One good way The Bills IQ test suggested is 529 plan. A 529 plan is a great way to leverage tax savings (gains are not taxed) and many states allow pre-tax dollars to be contributed. I really should look into this.

I learned a lot from taking about the Bills IQ test. I learned that I need to really start thinking about my financial future, not just for me but for my husband and children too. If you want some advice on planning your financial future then take the Bills IQ test today!

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