Plan Your Financial Future with Bills IQ

Bills IQ is an online service that can give you some Debt help. I took the Bills IQ test and my score was a 69, which is a D. Not so good of a score.

What I learned from the Bills IQ test is that, I should look into Debt consolidation so that I could maybe get some Debt relief.



Bill IQ also made me think about how I should think of the future when it comes to my family's and my financial future. Some of the Personal Tips and Advice they gave me after I took the test were very helpful. As far as retirement I should have a plan in place to achieve retirement for my husband possibly even at age 62. If we had a savings and investment plan in place and lived by it maybe my husband could retire by 62.

Also another thing to consider for my financial future is my children's education. I need to start a fund for their future. One good way The Bills IQ test suggested is 529 plan. A 529 plan is a great way to leverage tax savings (gains are not taxed) and many states allow pre-tax dollars to be contributed. I really should look into this.

I learned a lot from taking about the Bills IQ test. I learned that I need to really start thinking about my financial future, not just for me but for my husband and children too. If you want some advice on planning your financial future then take the Bills IQ test today!

Take the Bills IQ Test

I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D. I guess I need some help to become more financially fit.

To take the test you answer various questions about how you pay your bills and how much debt you have, etc. After they give you suggestions on how to get Debt help. What I learned about by taking the Bills IQ test is that I need to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief.

I also learned that I really should have some sort of plan with my finances. I guess a "mental" plan isn't enough. I should have a budget and be more in control of my financial future.

Right now things are a little tight around my house for money, but eventually I would like to save 10% of our take home pay. Bills IQ made me think about saving for the future, both towards my kids college fund, and my husband's and my retirement.

Bills IQ really had some great suggestions on how to turn around my miserable score of 63%! If you want to become financially fit and see how you score on the Bills IQ test head over to their website and see for yourself!